Poolside + Fintech App

Built a fintech app with Poolside?
We'll make it production-ready.

Financial apps handle the most sensitive data there is — bank accounts, transactions, and personal financial information. A single security flaw can mean stolen funds, regulatory penalties, or permanent loss of user trust. AI tools can prototype a budgeting dashboard or invoicing system quickly, but the compliance, encryption, and audit requirements for financial software are far beyond what any AI tool generates out of the box.

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Fintech App challenges in Poolside apps

Building a fintech app with Poolside is a great start — but these challenges need attention before launch.

Data encryption and storage

Financial data must be encrypted at rest and in transit. Account numbers, transaction histories, and personally identifiable financial information need field-level encryption, not just HTTPS. AI tools store financial data in plain text in the database, which is a compliance violation waiting to happen.

Transaction integrity

Financial transactions must be atomic — money debited from one account must be credited to another, with no in-between state where it disappears. AI-generated code doesn't use database transactions, meaning a server crash mid-operation can leave accounts in an inconsistent state.

Audit trail and compliance

Every financial action needs an immutable log — who initiated it, when, what changed, and what the balances were before and after. Regulators require this. AI tools don't generate audit logging, and retrofitting it into an existing codebase is tedious but essential.

Third-party financial API integration

Connecting to Plaid, Stripe, or banking APIs requires handling OAuth flows, webhook verification, idempotency keys, and retry logic for failed calls. AI tools generate the initial API call but miss the error handling and reliability patterns these services require.

Authentication and fraud prevention

Financial apps need multi-factor authentication, session timeout policies, device fingerprinting, and suspicious activity detection. Basic email/password auth from AI tools is nowhere near sufficient for an app that touches people's money.

Number precision and currency handling

JavaScript floating-point math causes rounding errors with money — $0.1 + $0.2 !== $0.3. AI tools use standard floats for currency calculations, which leads to penny discrepancies that compound over time and break reconciliation.

Regulatory awareness

Depending on what your app does, you may need to comply with PCI DSS, SOC 2, KYC/AML requirements, or state money transmitter regulations. AI tools have no awareness of these requirements, and non-compliance can result in fines or forced shutdowns.

What we check in your Poolside fintech app

Data encryption — field-level encryption for sensitive financial data
Transaction integrity — atomic operations, no partial state changes
Audit logging — immutable records of every financial action
Authentication — MFA, session management, account lockout policies
API security — webhook verification, idempotency, retry logic
Currency handling — integer-based math, no floating-point for money
Input validation — strict validation on all financial inputs and amounts
Rate limiting — abuse prevention on sensitive endpoints
Error handling — failures never leave transactions in inconsistent states
Access control — role-based permissions for financial operations

Common Poolside issues we fix

Beyond fintech app-specific issues, these are Poolside patterns we commonly fix.

highSecurity

Code-only focus misses authentication requirements

Poolside generates high-quality application code but doesn't add authentication, authorization middleware, or access control by default — leaving API endpoints and data unprotected.

highCode Quality

Generated code may not fit your project's architecture

Poolside produces idiomatic, high-quality code, but without deep knowledge of your project's specific architectural patterns, the generated code may conflict with your established service layers and module boundaries.

mediumDeployment

No deployment or infrastructure awareness

Poolside focuses on application code and does not generate Dockerfiles, deployment scripts, environment configuration, or CI/CD setup. Production deployment requires separate work.

mediumSecurity

Input validation present in generated code but not at API boundaries

Poolside validates data within functions but may skip HTTP-layer input validation — allowing malformed or oversized payloads to reach application logic before being caught.

Start with a self-serve audit

Get a professional review of your Poolside fintech app at a fixed price.

External Security Scan

Black-box review of your public-facing app. No code access needed.

$19
  • OWASP Top 10 vulnerability check
  • SSL/TLS configuration analysis
  • Security header assessment
  • Expert review within 24h
Get Started

Code Audit

In-depth review of your source code for security, quality, and best practices.

$19
  • Security vulnerability analysis
  • Code quality review
  • Dependency audit
  • Architecture review
  • Expert + AI code analysis
Get Started
Best Value

Complete Bundle

Both scans in one package with cross-referenced findings.

$29$38
  • Everything in both products
  • Cross-referenced findings
  • Unified action plan
Get Started

100% credited toward any paid service. Start with an audit, then let us fix what we find.

Frequently asked questions

Can I build a fintech app with Poolside?

Poolside is a great starting point for a fintech app. It handles the initial scaffolding well, but fintech apps have specific requirements — data encryption and storage and transaction integrity — that need professional attention before launch.

What issues does Poolside leave in fintech apps?

Common issues include: code-only focus misses authentication requirements, generated code may not fit your project's architecture, no deployment or infrastructure awareness. For a fintech app specifically, these issues are compounded by the need for data encryption and storage.

How do I make my Poolside fintech app production-ready?

Start with our code audit ($19) to get a clear picture of what needs fixing. For most Poolside-built fintech apps, the critical path is: security review, then fixing core flow reliability, then deployment. We provide a fixed quote after the audit.

How much does it cost to fix a Poolside-built fintech app?

Our code audit is $19 and gives you a complete report of issues. Fixes start at $199 with our Fix & Ship plan. For larger fintech app projects, we provide a custom fixed quote after the audit — no hourly billing.

Get your Poolside fintech app production-ready

Tell us about your project. We'll respond within 24 hours with a clear plan and fixed quote.

Tell Us About Your App